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Medical insurance for students

Comprehensive health insurance for foreigners by insurance ERGO - Product WELCOME

ERGO is one of the largest insurance groups in Germany and Europe. Globally, the group is represented in more than 30 countries, with particular focus on the regions of Europe and Asia. ERGO offers a wide range of insurance and savings products and other services. In his homeland, Germany, ERGO is one in all branches of the leading providers.

The company specializes particularly on these kinds of insurance: life insurance, pension insurance, accident insurance, travel insurance, health insurance for foreigners, property insurance and civic responsibility insurance. ERGO pojišťovna, a. s. is the member of the International Group ERGO, which is one of the biggest insurance groups in Europe. More about ERGO on www.ergo.com


It is mandatory for all foreigners, who are not covered by the Czech public medical insurance and who are not EU citizens, to get the insurance and it is also a precondition to get the Czech visa and to extend the stay in the Czech Republic.

The insurance is recognized by the Czech Ministry of Interior of the Czech Republic, department of asylum and migration policy, as a document in the sense of Section (§) 180i and Section (§) 180j of the Act No. 326/1999 Coll. on the residency of foreigners on the territory of the Czech Republic, as amended.


Students health insurance for foreigners for the visa application
period of insurance
standard price current price after discount
4 months 3.000 CZK 2.400 CZK
5 months 3.750 CZK 3.000 CZK
6 months 4.500 CZK 3.600 CZK
7 months
5.250 CZK 4.200 CZK
8 months 6.000 CZK 4.800 CZK
9 months 6.750 CZK 5.400 CZK
10 months 7.500 CZK 6.000 CZK
11 months 8.250 CZK 6.500 CZK
12 months 9.000 CZK 7.200 CZK
18 monts
12.750 CZK 10.800 CZK



Indemnity limits
Total maximum limit
80.000 EUR
partial limits  
medical transport 80.000 EUR
repatriation od remains 80.000 EUR
dental care in case of injury 6.000 CZK
other dental care 6.000 CZK
outpatient prescription medication yes
pregnancy care and delivery yes
preventive care yes
Schengen countries insurance yes


An important partner of the company ERGO is insurance company ZPMV ČR.  The insurance company ZPMV Czech Republic is the largest employee and the second largest public health insurance company in the Czech Republic. Find out more at www.zpmcr.cz



Foreigners’ Comprehensive Medical Insurance Company VZP

VZP ČR had provided contractual medical insurance – insurance of healthcare costs abroad and foreigners’ medical insurance from 1993 and had established a strong position on the market in this area.

Foreigners’ Comprehensive Medical Insurance includes the reimbursement of healthcare provided in a scope comparable to public medical insurance, with agreed limits and defined exclusions.

  • Medical insurance for foreigners that is similar to general health insurance
  • Corresponds with public medical insurance in its scope healthcare is provided by more than 4.500 healthcare facilities
  • Complies with valid legislation for the stay of foreigners in the Czech Republic – reimbursement of preventative and dispensary care including care related to pregnancy and birth, urgent dental treatment, outpatient medication prescribed by a doctor and medical equipment
  • It is not necessary to go through a medical check-up
  • Above-standard assistance services of AXA ASSISTANCE
  • length of insurance from four months to five years
  • Discounts for students aged from 17 - 26


Comprehensive medical insurance for students
The insurance period
1 year
Number of months 12 months
The price for one year CZK 12 500
The price for one year - after discount CZK 11 000
Professional sports no
Insurance benefits CZK 1 600 000
Dentistry - limit CZK 5 000
Medicaments - limit CZK 5 000
Insurance Schengen Area no
Repatriation yes



Please contact us to order the service or for more details

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