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Czech comprehensive insurance for foreign individuals

 Cheap comprehensive health insurance for foreigners in Czech Republic

By the czech law, health insurance is compulsory for short-term and long-term stays of foreigners from countries outside the European Union in the Czech Republic who are not participants in public health insurance due to their employment or business in the Czech Republic.

Comprehensive health insurance is intended for foreign nationals who are permanently or short-term in the Czech Republic. Whether the reason for the stay is study, work or family reunification, in order to obtain or extend a visa, it is necessary to have arranged health insurance for foreigners to a defined extent.

The product from the ERGO insurance company, „Welcome“ is comprehensive health insurance for foreigners) and is in accordance with Act No. 326/1999 Coll. on the stay of foreigners and is therefore easily recognized by the Ministry of the Interior, Department of Asylum and Migration Policy.

Insurance in the scope of comprehensive health insurance must be taken out by a foreigner who applies for a visa extension in the Czech Republic or applies for a visa at the embassy of the Czech Republic abroad for a stay of more than 90 days.

Comprehensive health insurance accepted by Czech embassies worldwide!

The subject of the insurance are costs related to the stay of the insured in the territory of the Czech Republic, which arose within the medical treatment. The insurance also applies to departures from the Czech Republic to other Schengen states.

The subject of the insurance, the WELCOME product, are also demonstrable costs incurred in connection with medical expenses in connection with the COVID-19 disease. The Insurance covers proved costs which arose in the context of medical expenses related to COVID-19. Tests for COVID-19 must be indicated by a physician or regional hygiene station of the Czech Republic.

Product benefits:

  • indemnity limit up to 80.000 EUR per event
  • nonstop assistance service
  • a growing network of collaborating medical facilities
  • validity of the insurance throughout Schengen at no extra charge (applies only to the extent of necessary and urgent medical care)
  • special tariffs for pregnant women and newborns
  • fast online agreement from the comfort of home

New current price valid from 1.6.2021 

Price for individuals over 26 years of age.

Health insurance for foreigners for the visa application.

period of insurance
standard price current price after discount
4 months 4.400 CZK 3.520 CZK
5 months 5.500 CZK 4.400 CZK
6 months 6.600 CZK 5.280 CZK
7 months
7.700 CZK 6.160 CZK
8 months 8.800 CZK 7.040 CZK
9 months 9.900 CZK 7.920 CZK
10 months 11.000 CZK 8.800 CZK
11 months 12.100 CZK 9.680 CZK
12 months 12.600 CZK 10.080 CZK
24 months
24.720 CZK 19.776 CZK
30 mouths 31.800 CZK 25.440 CZK

 

Indenmnity limits
Total maximum limit
80.000 EUR
partial limits  
medical transport 80.000 EUR
repatriation od remains 80.000 EUR
dental care in case of injury 6.000 CZK
other dental care 6.000 CZK
outpatient prescription medication yes
pregnancy care and delivery yes
preventive care yes
Schengen countries insurance yes

An important partner of the company ERGO is insurance company ZPMV ČR.  The insurance company ZPMV Czech Republic is the largest employee and the second largest public health insurance company in the Czech Republic. Find out more at www.zpmcr.cz

 

 

Tarif Welcome Komplex  Prenatal Baby Díte +

Comprehensive health insurance

 YES  YES  YES  YES
Tarif Welcome  Komplex  Prenatal  Baby  Dítě +
Total limit insured event

 80.000

EUR

 80.000

EUR

 80.000

EUR

 80.000

EUR

Medical transport

 80.000

EUR

 80.000

EUR

 80.000

EUR 

80.000

EUR

Repatriation of remains

 80.000

EUR

 80.000

EUR

 80.000

EUR

 80.000

EUR

Dental treatment-injury

 6.000

CZK

 6.000

CZK

 6.000

CZK

 6.000

CZK

Other dentistry

 6.000

CZK

 6.000

CZK

 6.000

CZK

 6.000

CZK

Outpatient prescription drugs

 YES  YES  YES  YES

Treatment of diseases treatable with over-the counter drugs

 YES  YES  YES  YES

Pregnancy, complications in pregnancy, childbirth

 YES*  YES  YES  YES
Newbord care

-

 -

 300.000

CZK

 -
Preventive care, vaccination  YES****  YES******  YES****  YES*****
Assistant services  YES  YES  YES  YES
Dispensary care  YES  YES  YES  YES

 

Please contact us to order the service or for more details

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