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Comprehensive czech health insurance

Cheap comprehensive health insurance for foreigners in Czech Republic

By the czech law, health insurance is compulsory for short-term and long-term stays of foreigners from countries outside the European Union in the Czech Republic who are not participants in public health insurance due to their employment or business in the Czech Republic.

Comprehensive health insurance is intended for foreign nationals who are permanently or short-term in the Czech Republic. Whether the reason for the stay is study, work or family reunification, in order to obtain or extend a visa, it is necessary to have arranged health insurance for foreigners to a defined extent.

The product from the ERGO insurance company, „Welcome“ is comprehensive health insurance for foreigners) and is in accordance with Act No. 326/1999 Coll. on the stay of foreigners and is therefore easily recognized by the Ministry of the Interior, Department of Asylum and Migration Policy.

Insurance in the scope of comprehensive health insurance must be taken out by a foreigner who applies for a visa extension in the Czech Republic or applies for a visa at the embassy of the Czech Republic abroad for a stay of more than 90 days.

Comprehensive health insurance accepted by Czech embassies worldwide!

The subject of the insurance are costs related to the stay of the insured in the territory of the Czech Republic, which arose within the medical treatment. The insurance also applies to departures from the Czech Republic to other Schengen states.

The subject of the insurance, the WELCOME product, are also demonstrable costs incurred in connection with medical expenses in connection with the COVID-19 disease. The Insurance covers proved costs which arose in the context of medical expenses related to COVID-19. Tests for COVID-19 must be indicated by a physician or regional hygiene station of the Czech Republic.

Product benefits:

  • indemnity limit up to 80.000 EUR per event
  • nonstop assistance service
  • a growing network of collaborating medical facilities
  • validity of the insurance throughout Schengen at no extra charge (applies only to the extent of necessary and urgent medical care)
  • special tariffs for pregnant women and newborns
  • fast online agreement from the comfort of home

 

Tarif Welcome Komplex Prenatal Baby Dítě +

Comprehensive  health insurance

 YES  YES  YES  YES

Tarif Welcome

 Komplex  Prenatal  Baby  Dítě   +
Total limit per insured

 80.000

 EUR

 80.000

 EUR

 80.000

 EUR

 80.000

 EUR

Medical transport

 80.000

 EUR

 80.000

 EUR

 80.000

 EUR

 80.000

 EUR

Repatriation of remains

 80.000

 EUR

 80.000

 EUR

 80.000 

 EUR

 80.000

 EUR

Dental treatment-injury

 6.000

 CZK

 6.000

 CZK

 6.000

 CZK

 6.000

 CZK

Other dentistry

 6 000

 CZK

 6.000

 CZK

 6.000

 CZK

 6.000

 CZK

Outpatient prescription drugs

 YES  YES  YES  YES

Treatment of diseases treatable with over-the counter drugs

 YES  YES  YES  YES

Pregnancy, complications in pregnancy, childbrith

 YES*  YES  YES  YES

Newborn care

 -  -

 300.000  

 CZK

 -

Assistance services

 YES  YES  YES  YES

Preventive care, vaccination

 YES****  YES******  YES****  YES*****

Dispensary Care

 YES  YES  YES  YES

 

  New current prices valid from 1.3.2021

 Discounts for students aged from 17 – 26

Students health insurance for foreigners for the visa application.

period of insurance
standard price current price after discount
4 months 3.000 CZK 2.550 CZK
5 months 3.750 CZK 3.188 CZK
6 months 4.500 CZK 3.825 CZK
7 months
5.250 CZK 4.463 CZK
8 months 6.000 CZK 5.100 CZK
9 months 6.750 CZK 5.738 CZK
10 months 7.500 CZK 6.375 CZK
11 months 8.250 CZK 7.013 CZK
12 months 9.000 CZK 7.650 CZK
24 months
17.760 CZK 15.096 CZK

 

Price for individuals over 26 years of age. 

Health insurance for foreigners for the visa application.

period of insurance
standard price current price after discount
4 months 3.800 CZK 3.040 CZK
5 months 4.750 CZK 3.800 CZK
6 months 5.700 CZK 4.560 CZK
7 months
5.650 CZK 5.320 CZK
8 months 7.600 CZK 6.080 CZK
9 months 8.550 CZK 6.840 CZK
10 months 9.500 CZK 7.600 CZK
11 months 10.450 CZK 8.360 CZK
12 months 11.160 CZK 8.928 CZK
24 months
21.120 CZK 16.896 CZK

 

An important partner of the company ERGO is insurance company ZPMV ČR.  The insurance company ZPMV Czech Republic is the largest employee and the second largest public health insurance company in the Czech Republic. Find out more at www.zpmcr.cz

 

 

Please contact us to order the service or for more details

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