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Overview of services

Banking services for businessmen

We offer you assistance with orientation in banking services and with the selection of the most suitable product.

Services of a bank will help you to solve the needs of your financial life. They are not vital, but they will facilitate your life in the foreign society. Banks offer a great amount of bankings services and it is hard for foreigners to know what type of services to choose for the common life of a natural person or for the business sphere.

The basic offer of banking services:

  • Bank accounts: current accounts, business accounts, saving accounts, direct banking
  • Loans: consumer loans, how to rid of debt, overdraft account, mortgage, loans for housing, leasing
  • Insurance: liability, legal protection, cars, real estates and households, travel insurance, pension
  • Exchange of foreign and Czech currency


The business account is a cornerstone of the use of banking services. It is not vital for doing business, but it will save you a lot of time and together with other financial products, it can help you to start your business.

Consumer credit account will provide you with financial resources for anything you need. By announcing the purpose of the loan, you can get a better interest rate, if you do not mention the purpose on the other hand, the account may be established faster.

Liability insurance protects you against damage you could cause in your employment or in the common life.

Leasing is one of the forms of financing a purchase. It serves to get a tangible or intangible property. However, it is not a loan, its principle is a lease of the required asset. The object of the leasing contract is a property of the leasing company for the entire period of the effect of the contract. After the period of the lease expires, the lessee has the right of first refusal of the leased property.

When using internet banking, you are communicating with the bank via the global internet network. You just need a computer with an internet connection for this or a mobile phone (cellphone) equipped with an operational system

Banks offer a great range of bankings services and it is hard for foreigners to choose the suitable type of services, whether for the common life of a natural person or for the business sphere.


Have we persuaded you and are you interested in our services? Contact us.

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Current account in foreign currency

It is for natural persons, entrepreneurs and companies. It serves for a fast and reliable payment contact both in the Czech Republic and abroad.

The client can keep more current accounts in various foreign currencies or in the same currency such as: EUR, USD, CHF, GBP, CAD, DKK, JPY, SEK).

The advantage of this account is the possibility of authorising other persons to use the finances in the account to realise cash and cashless payments in an optional currency stated in the exchange rate sheet. You can control your account via internet banking from anywhere you are.


Conditions of opening an account:

The account can be opened by citizens of a foreign state or by citizens of the Czech Republic of 18 years of age and over, who need to prove the identity of the account holder and of the persons authorised to use the account. Legal persons must prove their legal subjectivity and the identity of the persons authorised to act on their behalf. It is necessary to conclude a written agreement between the account owner and the bank, to create the signature sample of the client and of the persons authorised to use the account. It is necessary to make a basic deposit in the amount of 1000 CZK to the account.


Current account in Czech currency

It is for entrepreneurs and small companies, for public sector and for the non-profit sector. It is only in Czech currency and serves exclusively for business activity.

International payment cards make it also possible to realise cashless payment for goods and services accepting the payment cards. There is a possibility to use telephone or computer (GSM banking), in order to control the account comfortably 24 hours a day and 7 days a week. You can apply for an overdraft account for the current account.

It is possible to authorise other persons to use the finances on the account. Deposits on current accounts are insured in accordance with the law.

Conditions of opening an account:

It is necessary to prove legal subjectivity and identity and to conclude a written agreement between the account owner and the bank. You need to make a basic deposit in the amount of 1000 CZK to the account.

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Zdravotní obuv Scholl dámská za skvělé ceny. Kvalitní letní pneu Goodyear za skvělé ceny. Pinpongové stoly a další příslušenství pro hru venku i uvnitř.